You have found the perfect place to reach Financial Freedom.
Take control of your Credit Journey now! It is never too late to repair your credit!
Take control of your Credit Journey now! It is never too late to repair your credit!
Based in Ann Arbor, Michigan, we're committed to empowering individuals achieve their credit goals and gain the knowledge needed to maintain financial health. At Olives Credit Repair, you can trust that your credit journey is in good hands. We are committed to providing a personalized, safe, and pleasurable experience.
At Olive's Credit Repair, we understand the importance of a healthy credit profile for achieving your financial goals. That's why we offer comprehensive credit solutions tailored to your needs, combining Credit Building and Credit Restoration services to help you take control of your financial future.
Our credit building services are designed to help individuals with limited or no credit history establish a strong credit foundation. From personalized credit education sessions to recommendations for secured credit cards and access to authorized user trade lines, we provide the tools and guidance you need to start building a positive credit history.
In addition to our credit building services, we specialize in credit restoration, helping individuals repair and improve their credit scores. Our team of experts work diligently to identify and challenge inaccurate or outdated information on your credit report, advocating on your behalf to the credit bureaus and creditors to ensure fair and accurate reporting.
Our services are designed to be both safe and affordable, providing expert credit restoration solutions without breaking the bank. With transparent pricing and a commitment to safeguarding your financial information, we ensure peace of mind throughout your credit journey.
Credit Makeover: If your credit report has negative items or charge-offs, we'll prioritize removing those before starting the rebuilding process.
Bronze Package (1-3 Negatives/Inquiries):
1. Basic Credit Report Analysis: Review of the client's credit report to identify major errors and areas for improvement.
2. Standard Action Plan: General recommendations and strategies to address common credit issues.
3. Dispute Letter Service: We will write customized dispute letters for you and send them out on your behalf to address inaccuracies.
4. **Monthly Credit Score Monitoring**
Silver Package (4-7 Negatives/Inquiries):
1. Comprehensive Credit Report Analysis: In-depth review of the client's credit report to identify various types of errors and areas for improvement.
2. Personalized Action Plan: Tailored recommendations and strategies to address specific credit challenges.
3. Credit Dispute Letter Service: Customized dispute letters written and sent out on behalf of the client to address inaccuracies.
4. **Bi-weekly Credit Score Monitoring**
Gold Package: (8-11 Negatives/Inquires)
1. Thorough Credit Report Analysis: We delve deep into your credit report to pinpoint errors and areas needing enhancement.
2. Personalized Action Plan with Follow-up Consultation: Receive tailored strategies and a follow-up session to track progress and refine tactics.
3. Customized Dispute Letter Service: Our team crafts and sends detailed dispute letters on your behalf to rectify inaccuracies.
4. 1 Premium Tradeline.
5. Weekly Credit Monitoring.
Platinum Package: (12+ Negatives/Inquires)
1. Comprehensive Credit Analysis with quarterly updates.
2. Advanced Action Plan & bi-monthly Consultations.
3. Up to 3 rounds of priority Dispute Service.
4. 2 Premium Tradelines.
5. Daily Credit Monitoring with alerts.
6. Identity Theft Protection
7. Access to Financial Education and coaching.
8. 24/7 Priority Support with a personal financial expert.
Credit Building: Tailored for individuals with minimal to no credit history and a clean credit report.
Bronze Package:
1. Credit Education Session: Educate clients about the basics of credit, including how credit scores are calculated, and tips for building credit.
2. Recommendations for Credit Cards: Suggestions for credit cards suitable for individuals with no credit or limited credit history, along with guidance on responsible credit card usage.
3. Includes 1 Trade Line. **Additional trade lines and credit builder accounts can be added for additional fees.
Silver Package:
1. Detailed Credit Analysis and Goal Setting: In-depth analysis of the client's current credit situation and goals, followed by the development of a customized credit-building plan.
2. Credit Monitoring Service: Enrollment in a credit monitoring service to track progress and receive alerts for any changes to the client's credit report.
3. 1 Enhanced Trade Lines and 1 Credit Builder Account. **Additional trade lines and credit builder accounts can be added for additional fees.
Gold Package:
1. Detailed Credit Analysis and Strategy: Thorough analysis of the client's credit report and development of a detailed action plan to overcome them.
2. Ongoing Credit Counseling and Support: Regular check-ins and personalized coaching sessions to provide guidance, motivation, and support throughout the credit-building process.
3. 2 Premium Trade Lines and 1 Credit Builder Account**: **Additional trade lines and credit builder accounts can be added for additional fees.
Authorized user trade lines are credit accounts where someone gives permission for another person to use their credit card or loan. The activity on these accounts, like payments and balances, can appear on both the original owner's and the authorized user's credit reports. This can help the authorized user build or improve their credit history, depending on how well the original owner manages the account.
Prices vary due to status of the Authorized User tradeline. Generally, trade lines with higher credit limits and longer histories tend to command higher prices. Individuals often seek out these trade lines to strengthen their credit profiles by adding positive payment records and available credit to their reports.
We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.
40315 Michigan Avenue #1122, Canton, Michigan 48188, United States
Open today | 09:00 am – 03:00 pm |
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